When to enroll in Medicare?
If you’re turning 65 or have a disability, it’s important to know about the initial enrollment period for Medicare. This is the time when you can first sign up for Medicare and choose the coverage options that are right for you. The initial enrollment period is seven months long, starting three months before the month…
Read MoreWhy is Additional Insurance Needed with Medicare?
When you’re covered by Medicare, you have widely accepted healthcare insurance. However, Medicare seldom covers all of your medical expenses. Therefore, it makes perfect sense to consider purchasing additional health insurance to reinforce your Medicare coverage. Here are the options: Medigap (Supplemental Insurance): Medigap plans, also known as Medicare Supplement Insurance, fill the “gaps” in…
Read MoreIs Your 65th Birthday Approaching? Key points for Medicare
Here are some key points to know about signing up for Medicare Initial Enrollment Period (IEP): Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they turn 65. It’s crucial to sign up promptly during this period to avoid gaps in coverage or late enrollment penalties. If you’re already covered through an employer…
Read MoreMedicare for You: What You Need to Know
Your health is essential, and protecting it should be a priority. If you’re 65 or older, have certain disabilities, or suffer from End-Stage Renal Disease, the Medicare program provides health care coverage to help you achieve and maintain good health. Understanding Medicare Coverage Options Traditional or Original Medicare (Part A and Part B): Covers inpatient…
Read MoreDifference between Medicare Advantage Plans and Medicare Supplement Plans
Medicare Advantage (MA) and Medicare Supplement (MS) plans are two different types of health insurance plans that can help you pay for your medical expenses. Here are some key differences between the two: 1. Coverage: 1. MA plans are offered by private insurance companies that contract with Medicare to provide Part A and Part B…
Read MoreAre You Turning 65?
Now is the time to start thinking about enrolling in Medicare, the federal health insurance program that helps tens of millions of older adults and younger people with disabilities pay for their health care. You can start exploring your Medicare options in your early 60s, but you should look more closely as soon as you…
Read MoreMaximizing Your Benefits: How to Make the Most of Medicare Annual Enrollment
Medicare Annual Enrollment can be a confusing time for many people, but it’s important to take advantage of this opportunity to ensure that you’re getting the most out of your Medicare benefits. Whether you’re new to Medicare or have been enrolled for years, evaluating and choosing a Medicare plan during annual enrollment is critical to…
Read MoreThe Importance of Reviewing Your Medicare Coverage During the Annual Enrollment Period (AEP)
Changes in your healthcare needs: Your healthcare needs may change from year to year, and you may need to switch to a different Medicare plan to get the coverage you need. The AEP allows you to review your current coverage and make changes to your plan if necessary. Cost savings: Health insurance costs can change…
Read MoreMEDICARE Annual Enrollment Period (AEP)
The Medicare annual enrollment period (AEP) is the time each year when individuals with Medicare can make changes to their health insurance coverage for the upcoming year. It runs from October 15 to December 7. During the AEP, individuals can make the following changes to their Medicare coverage: Switch from Original Medicare to a Medicare…
Read MoreWhy Choose Lynn Kempel MEDICARE SOLUTIONS
At Lynn Kempel MEDICARE SOLUTIONS, we pride ourselves on being a reputable agency that provides high-quality Medicare insurance services to our clients. The majority of our business comes from referrals, which is a testament to our commitment to customer satisfaction and excellence. We understand that choosing the right Medicare insurance plan can be overwhelming and…
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