Medicare Frequently Asked Questions

What does Medicare cover?
Medicare covers a wide range of medical services and supplies, including hospital stays, doctor visits, lab tests, and prescription drugs.

How do I enroll in Medicare?
You can enroll in Medicare by contacting the Social Security Administration or by applying online at the Medicare website. If you are already receiving Social Security benefits when you turn 65, you will be automatically enrolled in Medicare Parts A and B.

How much does Medicare cost?
The cost of Medicare varies depending on the specific coverage you choose. Most people do not pay a premium for Medicare Part A, but there are monthly premiums for Medicare Part B and Part D. There are also deductibles, copayments, and coinsurance costs.

What is the difference between Medicare Part A and Part B?
Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and home health care. Medicare Part B covers doctor visits, outpatient care, preventive services, and medical equipment.

Are prescription drugs covered by Medicare?
Original Medicare (Part A and Part B) does not cover most prescription drugs. However, you can enroll in a separate Medicare Part D plan to get prescription drug coverage.

What is Medicare Advantage (Part C)?
Medicare Advantage (Part C) is an alternative to Original Medicare (Parts A and B) that is offered by private insurance companies. Medicare Advantage (Part C) plans may also offer additional benefits, such as prescription drug coverage, vision, and dental care.

When can I enroll in Medicare?
You can enroll in Medicare during your Initial Enrollment Period (IEP), which is a seven-month period that begins three months before your 65th birthday.

What is the Medicare Annual Enrollment Period?
The Medicare Annual Enrollment Period is the time each year when people can make changes to their Medicare coverage. It typically runs from October 15 to December 7.

Can I still get Medicare if I am still working?
Yes, you can still get Medicare if you are working, but you may not need to enroll in all parts of Medicare right away. If you have employer-sponsored health insurance, you may be able to delay enrolling in Medicare Part B without penalty.

How soon after I enroll will my Medicare benefits begin?
Your Medicare benefits will begin on the first day of the month after you enroll.

Do you have additional Questions?
Give us a call at 815-801-7010 we are here to Make Medicare Easy!


Contact Us

Lynn Kempel MEDICARE Solutions
1255 West Empire Street
Freeport, IL 61032

Number: (815) 801-7010


Licensed in Property and Casualty, Life and Health

Since 8-18-2001